The Ritz-Carlton™ Credit Card

Earning in the Rewards Program: See your Card Rewards Program Agreement for more details.

Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.

The Ritz-Carlton^TM Credit Card Automatic Gold Elite Status: You will automatically receive Gold Elite Status each calendar year as a cardmember. Please allow up to 8 weeks from account open date for your initial Gold Elite Status award to be applied to your Marriott Bonvoy^® account. To qualify for and maintain Gold Elite Status your account must be open and not in default. If you do not qualify for Gold Elite status as a cardmember, in order to receive Gold Elite benefits you must qualify for Gold Elite Status under the terms of the Marriott Bonvoy program. Only one Ritz-Carlton Credit Card account per Marriott Bonvoy member (Marriott Bonvoy member must be the primary cardmember on that account), is eligible for the Gold Elite Status award. JPMorgan Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or failure to provide the Gold Elite benefits and services.

Anniversary Free Night Award: Please allow up to 8 weeks from your account anniversary date for your Anniversary Free Night Award to be automatically deposited into your Marriott Bonvoy^® Account. Account anniversary date is the date that is twelve months after your account open date, and the same date each twelve months thereafter. Your Anniversary Free Night Award is valid for a one night hotel stay at a property with a redemption level up to 85,000 points. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. For the list of participating hotels where you can redeem the 85,000 points, log on to redeem.marriottbonvoy.com/hotels or call the Marriott Bonvoy number on the back of your card. Your Free Night Award may not be combined with cash when redeeming for your free night but may be combined with Marriott Bonvoy points in accordance with the Marriott Bonvoy Terms and Conditions located at marriottbonvoy.com/terms. Your Free Night Award may not be transferred, extended beyond expiration date, or re-credited for points. Each Anniversary Free Night Award issued will have an expiration of 12 months. To qualify for the Anniversary Free Night Award, your account must be open and not in default on your account anniversary date. Offer and Anniversary Free Night rules and regulations are subject to change. Chase is not responsible for offer fulfillment. 

$300 Annual Travel Credit: To request a statement credit to apply towards qualifying airline incidental purchase(s) made with your Ritz-Carlton Credit Card, you must contact J.P. Morgan Priority Services at the number on the back of your Ritz-Carlton Credit Card within 4 billing cycles of the purchase date. Only the following types of non-ticket purchases qualify for this offer: airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight Internet/entertainment; in-flight meals. Purchases are when you, or an authorized user, use a Ritz-Carlton credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. We do not determine whether merchants correctly identify and bill transactions as being of a certain type. However, we do reserve the right to determine which purchases qualify for statement credits. Statement credit will post to your account within 5-7 business days and will appear on your monthly credit card billing statement within 1-2 billing cycles. Qualifying purchases made by authorized users on your account are eligible for statement credits; however, only the obligor on the account, not authorized users, may request statement credits. Maximum statement credit accumulation for this offer is $300 per calendar year. Annual credit will be issued for the calendar year in which the transaction posts to your account. For example, if you pay baggage fees at the end of 2018, and the airline does not post the transaction until 2019, the cost of the baggage fees will be allocated towards your 2019 calendar year maximum of $300. Marriott Bonvoy is not responsible for offer fulfillment or the provision of or a failure to provide the stated benefits and services.