Explore Your Card Benefits

Anniversary Free Night Award: Please allow up to 8 weeks from your account anniversary date for your Anniversary Free Night Award to be automatically deposited in to your Marriott Bonvoy^® Account. Account anniversary date is the date that is twelve months after your account open date, and the same date each twelve months thereafter. Your Anniversary Free Night Award is valid for a one night hotel stay at a property with a redemption level up to 35,000 points. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. For the list of participating hotels where you can redeem the 35,000 points, log on to redeem.marriottbonvoy.com/hotels or call the Marriott Bonvoy number on the back of your card. Your Free Night Award may not be combined with cash when redeeming for your free night but may be combined with Marriott Bonvoy points in accordance with the Marriott Bonvoy Terms and Conditions located at marriottbonvoy.com/terms. Your Free Night Award may not be transferred, extended beyond expiration date, or re-credited for points. Each Anniversary Free Night Award issued will have an expiration of 12 months. To qualify for the Anniversary Free Night Award, your account must be open and not in default on your account anniversary date. Offer and Anniversary Free Night rules and regulations are subject to change. Chase is not responsible for offer fulfillment.

Complimentary Free Night Award After Spending $60,000 in Purchases Each Calendar Year: As a one-time bonus each calendar year, once you reach $60,000 or more in purchases you will receive a Free Night Award. Purchases are when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Please allow up to 12 weeks after qualifying purchases appear on your account for your Free Night Award to be automatically deposited into your Marriott Bonvoy^® Account. Free Night Award is valid for a one night hotel stay at a property with a redemption level up to 35,000 points. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. For the list of participating hotels where you can redeem the 35,000 points, log on to redeem.marriottbonvoy.com/hotels or call the Marriott Bonvoy number on the back of your card. Your Free Night Award may not be combined with cash when redeeming for your free night but may be combined with Marriott Bonvoy points in accordance with the Marriott Bonvoy Terms and Conditions located at marriottbonvoy.com/terms. Your Free Night Award may not be transferred, extended beyond expiration date, or re-credited for points. All Free Night Awards issued will have an expiration of 12 months. To qualify for a Free Night Award, your account must be open and not in default. Offer and Free Night Award rules and regulations are subject to change. Chase is not responsible for offer fulfillment.

Marriott Bonvoy^® Premier Plus Business Credit Card Automatic Gold Elite Status: You will automatically receive Gold Elite Status each calendar year as a cardmember. Please allow up to 8 weeks from account open date for your initial Gold Elite Status award to be applied to your Marriott Bonvoy^® account. To qualify for and maintain Gold Elite Status your account must be open and not in default. If you do not qualify for Gold Elite status as a cardmember, in order to receive Gold Elite benefits you must qualify for Gold Elite Status under the terms of the Marriott Bonvoy program. Only one Marriott Bonvoy^® Credit Card account per
Marriott Bonvoy member (Marriott Bonvoy member must be the primary cardmember on that account), is eligible for the Gold Elite Status award. JPMorgan Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or failure to provide the Gold Elite benefits and services.

15 Elite Night Credits: On or before March 1 of each calendar year, the annual Elite Night Credits (“Annual ENC”) benefit will be deposited into your Marriott Bonvoy^® Member Account operated by Marriott International, Inc., in accordance with Marriott Bonvoy terms and conditions. To be eligible to receive the 15 Elite Night Credits (“ENC”) associated with the Annual ENC benefit from your Marriott Bonvoy^® Credit Card from Chase, you must be the Authorizing Officer, your Card Account must be open at the time of the deposit, and you must have an active Marriott Bonvoy Member Account linked to your Card account. This benefit is not exclusive to Cards offered by Chase. You can only receive the Annual ENC benefit associated with one eligible Marriott Bonvoy business card per year, regardless of the number of Marriott Bonvoy cards linked with a Marriott Bonvoy Member Account and regardless of bank issuer. If your Marriott Bonvoy Member Account is linked to more than one open Marriott Bonvoy business card that offers the Annual ENC benefit, you will only receive the Annual ENC benefit associated with the card that offers the highest number of ENCs. If you have both an open Marriott Bonvoy business card account and an open Marriott Bonvoy consumer card account that each offer the Annual ENC benefit, then you will receive an Annual ENC benefit for each, for a total of two Annual ENC benefits per Marriott Bonvoy Member Account per year. If you have more than one Marriott Bonvoy Member Account that has received the Annual ENC benefit and you merge accounts, you will retain only the ENCs associated with one eligible Marriott Bonvoy consumer card that offers the highest number of ENCs as a benefit; and, if applicable, the ENCs from one eligible Marriott Bonvoy business card that offers the highest number of ENCs as a benefit. Separate promotional offers of ENCs will not count toward the per-Account maximum but may have their own limits; see promotional terms at time of offer. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

Small Business Cardmember Rates: Marriott Bonvoy Premier Plus Business Card cardmembers can receive an exclusive, preferred rate (“SMB Rate”) when they book eligible rooms directly through a Marriott Channel and pay for their stay using their Marriott Bonvoy Premier Plus Business Card. The SMB Rate is a 7% discount on the guest room Standard Rate, subject to availability at Participating Properties. “Standard Rate” means the publicly available retail rate offered by Participating Properties at the time of booking to individual guests. “Participating Properties” includes hotels which participate in the Marriott Bonvoy program, excluding stays at Design Hotels^TM, Marriott Executive Apartments^®, Marriott Vacation Club^®, Marriott Grand Residence Club^®, Vistana Signature Network^TM, Vistana Residence Network, The Ritz-Carlton Destination Club^®, All-Inclusive by Marriott Bonvoy^®, Homes & Villas by Marriott International^®, and MGM Resorts’ destinations. To be eligible for the SMB Rate, the cardmember must be the primary cardmember, have an active Marriott Bonvoy Member Account in good standing at the time of the stay, make an advance reservation, and use their Marriott Bonvoy Premier Plus Business Card to pay their bill upon checkout. SMB Rate reservations must be made via Marriott.com, the Marriott mobile app, or by contacting a Marriott worldwide telephone reservation center (“Eligible Channels”). When a cardmember books a reservation on Eligible Channels for the SMB Rate, they are eligible to earn
Marriott Bonvoy points for their stay at Participating Properties. If a cardmember books their reservation online, they must be logged into their Marriott Bonvoy account linked to their Card account in order to be eligible for the SMB Rate. If a cardmember books their reservation by phone, they must reference the SMB Rate. The SMB Rate may not be combined with other promotions, offers, or discounts, and is not valid for existing reservations or reservations for ten (10) or more guest rooms. The SMB Rate may not be used with qualified transient rates including government rates, negotiated rates, AAA rates, and the Senior Discount rate. Rooms booked through third-party online retailers and travel agency bookings are not eligible for the SMB Rate. All Marriott Bonvoy terms and conditions apply. See www.marriott.com/loyalty/terms/default.mi for more information. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

My Chase Loan: Please note that this offer is based on existing information on your account; if the information changes, you may be ineligible for this offer. If you have more than one Chase account, you may have other My Chase Loan offers available.

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see “Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made” at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

Chase Mobile App: Chase Mobile^® app is available for select mobile devices. Message and data rates may apply.

No Foreign Transaction Fees: See Cardmember Agreement for details.

Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. Marriott Bonvoy^® is not responsible for the benefits described in the Guide to Benefits.

Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

Premium On-property Internet Access For primary cardmembers only, available at hotels participating in Marriott Bonvoy^®. For details, see marriottbonvoy.com. Chase is not responsible for offer fulfillment.

Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through Visa Signature Concierge.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply. 

Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.